Which statement about a stand-alone Prescription Drug Plan (PDP) is true?

Which statement about a stand-alone Prescription Drug Plan (PDP) is true?

• A. It provides prescription drug coverage and can be paired with plans that do not include drug coverage.
• B. It provides medical services.
• C. It is the same as Original Medicare.
• D. It includes hospital coverage only.

Answer: (A)

Stand-alone Prescription Drug Plans provide coverage for prescription medications only and are designed to pair with Medicare medical coverage that doesn’t include drugs. Original Medicare doesn’t pay for most prescription drugs, so enrolling in a PDP adds the drug coverage you need, while the medical benefits come from Part A and Part B (or from a Medicare Advantage plan that may or may not include drugs). A PDP does not cover medical services or hospital care, which are handled by other parts of Medicare. This is why the statement that best describes a stand-alone PDP is that it offers prescription drug coverage and can be paired with plans that do not include drug coverage.

Stand-alone Prescription Drug Plans provide coverage for prescription medications only and are designed to pair with Medicare medical coverage that doesn’t include drugs. Original Medicare doesn’t pay for most prescription drugs, so enrolling in a PDP adds the drug coverage you need, while the medical benefits come from Part A and Part B (or from a Medicare Advantage plan that may or may not include drugs). A PDP does not cover medical services or hospital care, which are handled by other parts of Medicare. This is why the statement that best describes a stand-alone PDP is that it offers prescription drug coverage and can be paired with plans that do not include drug coverage.